When am I billed for Zestful?

Zestful Subscription

The cost of using Zestful is $5 per card, per month. For example, if you have a team of 20 people, this charge will be $100 (20 people x $5). This amount is charged when a new team member is added to your account, as then on the 1st of the month going forward.

Zestful Balance Transfers (Daily depending on Current Balance)

Zestful requires that you have a minimum balance within your Zestful account. This varies depending on how much your Total Allocated Balance is within your account. Your Total Allocated Balance is the total amount that you've given to your employees to spend within Zestful across all your Programs (Allowances, Rewards and Peer to Peer).

If your balance goes below the required minimum (e.g. as employees use their balances), Zestful will initiate a debit from your funding source to get the balance back up to the minimum required amount. These amounts will always be displayed on your Company Settings page.

If your Total Allocated Balance is more than $1,000...

We require that at least 30% is within your Zestful account at all times. For example, if your Total Allocated Balance is $12,000 your Minimum Required Balance would be $3,500.

If your Total Allocated Balance is between $1,000 and $300...

We require a Current Balance of at least $300 in your account. For example, if your Total Allocated Balance is $500, we would require that $300 is in your account at all times.

If your Total Allocated Balance is less than $300...

We require that your Current Balance is 100% of your Total Allocated Balance. For example, if your Total Allocated Balance is $150, we would require that $150 is in your account at all times.


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